Why was the CWCP Program developed?
What is the CWCP Program?
- The CWCP Program is a comprehensive claims management course that was developed in conjunction with the Chairman’s Advisory Council at the Georgia State Board of Workers’ Compensation. The program is designed to reinforce the fundamentals and build upon those fundamentals to ensure that each certified professional has a thorough understanding of Georgia’s Workers’ Compensation system. Please note, this training program is not part of the State Board of Workers’ Compensation and is a independent designation, however it is a pre-requisite for obtaining a Workers’ Compensation Adjuster’s License.
- Topics covered include: Historical Background, Overview of Georgia Law o Overview of the State Board o Human Relations in Claims Handling o Investigations o Fraud Awareness o Reserves/Estimates o Medical o Disability Management o Financial Recovery o Litigation and Arbitration o Forms and Procedures o Communication
Who should go through the CWCP Program?
- Claims adjusters
- Claims administrators
- TPA’s handling workers compensation
- Self-insureds: human resource managers or those responsible for workers compensation claims handling
- Counties, municipalities and school boards (same as above)
- Human resource management companies
- Medical care providers: hospitals, doctors groups, clinics, MCO’s
- Rehabilitation suppliers
Reasons to go through the CWCP Program
- For insurance company adjusters or TPA’s: a. to fulfill your pre-licensing requirement to get your Workers’ C0mpensation Adjuster’s License. b. to help you ascertain that your claims have a successful resolution c. to increase your company’s professionalism d. to increase your knowledge, resulting in increased customer and claimant satisfaction
- For medical care providers: a. to help retain satisfied clients b. to gain an understanding of forms and procedures c. to gain a better understanding of the responsibilities of the adjuster, the employer, the medical care provider and the State Board d. to properly process the paperwork necessary to ensure timely payment
- For employers, self-insureds, municipalities, counties and school boards: a. to gain a working knowledge of the State Board b. to provide training to help access assistance from the various divisions of the State Board c. to ascertain that your adjuster is handling your claims according to the W. C. code and law d. to learn the employer’s responsibilities under the code e. to better educate your employees regarding their rights and responsibilities
- For attorneys (plaintiff and defense): a. to better understand the other stakeholders interests – from their perspective. b. to improve relationships, so that the injured employee’s interests remain the priority c. to increase your knowledge of the system
The CWCP Certification Course-
- The CWCP Certification Course-
- The Course consists of 30 hours of on-line, self-study web-based training, and a one day Webinar containing a Final Exam. The on-line, self-study coursework is available once the registration process is completed. The one day Webinar is offered 5 times per calendar year. Each participant may select their preferred date as part of the registration process. The on-line, self-study coursework must be completed before attending the one day Webinar. A Final Exam will be administered at the end of the one day Webinar. The Final Exam will be given to only the participants of the Webinar that are in attendance for the entirety of the Webinar. A score of 70% or higher is considered a passing score. A CWCP Certificate of Completion will be awarded to participants with a passing score. The Certificate must be presented when applying for a Workers’ Compensation Adjuster’s License as proof of successful completion of the CWCP Certification Course.
- The CWCP Reference Manual, as well as other valuable resources, are provided to all participants of the Course. These resources are located under the Resources Tab on the CWCP Training Site and are available for download. The CWCP Reference Manual is updated each year to reflect any updates or changes to laws and statutes that may have occurred during the previous year.
- The CWCP Certification Course carries 40 hours of Continuing Education credits for participants holding a current Agent’s License or All Lines License once the Course is successfully completed. A current license number must be provided at the time of registration.
The CWCP Re-Certification Course-
- The CWCP Re-Certification Course-
Frequently asked questions regarding the CWCP RE-CERTIFICATION COURSE:
- Do I have to take the CWCP Re-Certification Course every year? Yes, if it is your intent to maintain your CWCP Professional Designation, you must successfully complete the CWCP Re-Certification Course every year.
- What happens if I let my CWCP Professional Designation lapse? The CWCP Certification Course is a pre-requisite for obtaining a Workers’ Comp Adjuster’s License, however the Insurance Commission does not require a licensee to maintain the CWCP Professional Designation once earned in order to maintain the license. However, if you let it lapse you cannot use the initials CWCP in any form of marketing or identification and your CE requirements for your license may increase. Once lapsed, to re-instate your CWCP Professional Designation you must take the CWCP Certification Course again.
- What is my CE requirement? If you do not hold an active license, you do not have a CE requirement. If you hold a Workers’ Comp Adjuster’s license your CE requirement is 10 hours per year if you maintain your CWCP Professional Designation OR 12 hours per year if you do not maintain your CWCP Professional Designation. If you hold an All lines Adjusters license your CE requirement is 12 hours per year or 24 hours every 2 years.
- Should I go through the CWCP Re-Certification 10 hr Course OR the CWCP Re-Certification 12 hr Course? If you wish to maintain your CWCP Professional Designation and do not hold an active license OR the license you hold is a Workers’ Comp Adjuster’s license you would choose the CWCP Recert 10 hr Course. If you hold an All Lines Adjustors license and need the additional 2 hrs to meet the CE requirement for your license, you would choose the CWCP Recert 12 hr Course. The CWCP Recert 12 hr Course is not an option at the time of registration but can be added to your Transcript upon request. Please contact Tammy Heinen at email@example.com if it is your preference to earn all 12 hrs through the CWCP program.
- How often should I take the CWCP Re-Certification Course? The CWCP Professional Designation must be maintained ANNUALLY therefore the CWCP Re-Certification Course must be taken every year after the initial year in which the designation is earned. We encourage you to register early in the calendar year so you don’t miss the deadline for completion.
- When do I have to register? You can register any time during the calendar year prior to the deadline for completion. After completing the registration process, the training modules are populated under the My Training Tab on the CWCP Training Site.
- What is the deadline to complete the CWCP Re-Certification Course? The Deadline to complete CWCP Re-Certification Course is 12/1/2016. There will not be any extensions granted beyond this date.
Information about obtaining a Workers’ Compensation Adjuster’s License? (Licensing)
We get more questions about the Workers’ Compensation Adjuster’s License than any other question. We happily provide the following, but ask that you review the Georgia Insurance Commissioner’s website at www.oci.ga.gov for more detailed information.
• Upon successful completion of the CWCP Certification Course, those interested in obtaining a Workers’ Compensation Adjuster’s License present a copy of their Certificate of Completion, along with a completed GID 103 Application, to the Insurance Commission. The licensing process is currently being administered for the Insurance Commission by PSI. The application, as well as the necessary steps for applying, can be found on the Georgia Insurance Commissioner’s website at www.oci.ga.gov. You do not need a sponsor for this license.
• If you maintain your CWCP Professional Designation by completing the CWCP Re-Certification Course each year, you will earn Continuing Education Credits (CE) to be applied toward the CE requirements of your Workers’ Compensation Adjuster’s License. We will file your CE Credits for you each year upon successful completion of the CWCP Re-Certification Course. By maintaining your CWCP Professional Designation, your CE requirement for a Workers’ Compensation Adjuster’s License is reduced to 10 hours per year. If you do not maintain your CWCP Professional Designation, your CE requirement for a Workers’ Compensation Adjuster’s License is 12 hours per year. If you hold an Agent’s or All Lines license, your CE requirement is 12 hours per year if you have less than 20 hours of service.
What about non-residents licenses in other states?
- Holding a Georgia Compensation Adjuster’s License allows you to adjust GA claims. To adjust claims in other states, you will be required to contact that state’s Insurance Department for instructions on non-resident licensure, as each state differs. We have found that if you are applying for a Workers’ Compensation Adjuster’s License in other states, most states will accept your Georgia Workers’ Compensation Adjuster’s License. We suggest you obtain the state in question’s non-residents license application. as well as a status letter from the Georgia Insurance Department. This can be done by completing form GID-AL-6A found on the Georgia Insurance Commissioner’s website at www.oci.ga.gov. This form should accompany the status letter when submitting the non-residents license application to another state for your non-residents license.
What is the cost of the program?
- Comprehensive training and CWCP Reference Manual
- Convenient Web-based training program
- Interesting workshops
- Access to reference library
- Clearinghouse for questions to the State Board
- Respected CWCP Professional Designation
- Most importantly, to help make the workers’ comp system more accountable and effective for the employers and employees in our state
Finally, the best endorsements for the CWCP Program come from the participants. Ask your peers what they think about the CWCP Program. Chances are they are currently participating and are members of the CWCP “Family”.
We appreciate your interest and compliment you on your commitment to professionalism in your field.